What is Mortgage Planning?  Why are so many lenders shutting down and why are people in trouble with their mortgages?  Over the past several years, many people were looking for the wrong things when they were shopping for a mortgage.  Consider the average American's checkbook register. Most likely the largest check written each month is the mortgage payment or rent check.  For most homeowners, the largest asset they own is their home. 

Mortgage Planning recognizes that if you manage your largest expense (Mortgage Payment), and strategically plan for how to use your large asset (Your House), you will most likely succeed financially.

 Why do you need a Mortgage Planner? A Mortgage Planner is trained and understands how to integrate the loan program you select into your overall financial plans to help you increase your financial safety, enhance your net worth, and reach your financial goals.  True Mortgage Planners should be certified as a result of the advanced training they have completed.  The top two designations in the mortgage industry for Mortgage Planners are the CMPS (Certified Mortgage Planning Specialist) and the CMP (Certified Mortgage Planner).  By working with a mortgage planning professional, you will gain confidence that the mortgage planning advice your are offered will help you reach your financial goals safer, faster and with greater clarity and understanding of the power of using your mortgage as a financial instrument. 

Your Mortgage Strategy is the Key.  When you decide to buy a home or refinance a mortgage, it's a big step. We are different from other lenders because, as Mortgage Planners, we focus on helping you discover a mortgage strategy that will enhance your net worth, increase your financial safety and give you the lowest overall cost of financing.  This outlook on mortgage planning helps our clients achieve their financial goals.  We will do the same for you.  At Fairway Independent Mortgage Corporation, we have an exclusive framework that we construct with you to help you understand how to make your mortgage and your home equity work for you.

We are Certified Mortgage Planners.  We help our clients create a strategy for their home financing that will enhance their net worth, improve their financial safety, and give them better choice and control over their finances.  Click on the link at the bottom of this page to learn why you should work with a CMPS Institute Certified Mortgage Planning Specialist.

We don't stop at closing.  In fact, we consider the loan application and approval process as our job interview.  We want to be your mortgage planners, not just someone who got a loan for you.  After closing, you will be updated regularly about how your mortgage is performing relative to the rates available in the marketplace, and, when rates drop, we'll call you before you even realize it.  This way, you will always have the lowest cost of financing available to you.  We also will want to have an in-depth discussion with you at least annually to ensure that your mortgage is always working for you.  You work hard for your money - your money needs to work hard for you.

If you might need to get a new mortgage in 2009, start with a strategy session first.  The changes in the lending industry over the past months have made a properly structured mortgage plan more critical than ever.  For instance, one minor mistake on your credit report can raise your interest rate by up to 1/2%.

Please navigate our web site to learn more about us, what we do for you, and how easy it is to get started. If you want to get in touch with us right now, click on the mobile notification button to the left & you can send us a text message to page us immediately.